For more than four decades, The Legend Group has been helping employees of schools, hospitals and other not-for-profit organizations prepare for their retirement. A recognized leader in the retirement planning arena, The Legend Group's success is the result of a continuing commitment to provide their independent retirement advisors and their clients with the most comprehensive and highest quality retirement planning services in the industry.

In 1976, The Legend Group introduced professional investment advisory services. These asset allocation services utilize mutual funds. Legend's Advisory Services are designed to offer long-term investors the potential to maximize their returns. Client assets are allocated among a diversified group of mutual funds within a single fund family. Legend Advisory Corporation currently offers the following services:

• Strategic Asset Management (SAM):
  The SAM account was created to help clients simplify the mutual fund selection process. SAM utilized the concept of diversification in an effort to take advantage of the markets' potential for growth while managing the risks inherent in equity investing. The objective of SAM is to preserve capital and, secondly, attain capital appreciation while reducing risk.
• SAM Select:
  Designed for investors seeking greater potential for returns, SAM Select strives to manage risks and maximize returns through its professionally managed, dynamic and diversified portfolios. The primary objective of SAM Select is to attain capital appreciation.

Your M3 investment advisor will work with you to help you determine the model that best suits your investment objectives and tolerance for risk.

Before investing in mutual funds, consider its investment objectives, risks, charges and expenses. The prospectus, which contains this and other information about the mutual fund can be obtained by contacting Legend Equities Corporation. Please read the prospectus carefully before you invest or send money.

Legend Advisory Corporation gives no guarantee as to results and can not assure that objectives of the investment concept will be realized. The risks of Advisory programs are risks borne soley by the client and not by Legend Advisory Corporation.