For more than 45 years, The Legend Group has been helping employees of schools, hospitals and other not-for-profit organizations prepare for their retirement. A recognized leader in the retirement planning arena, The Legend Group's success is the result of a continuing commitment to provide their independent advisers and their clients with comprehensive and highest quality retirement planning services.

In 1978, Legend introduced professional investment advisory services through Legend Advisory Corporation, a Registered Investment Adviser. These asset allocation services were designed to make professional asset allocation techniques, investment selections and ongoing investment management available to individual investors. Legend Advisory's services are designed to offer long-term investors the potential to maximize their returns while attempting to reduce risk. Client assets are allocated among a diversified group of mutual funds within a single fund family. Some of the Legend Advisory's services include:

• Strategic Asset Management® (SAM®)/SAM® Select:
  The Strategic Asset Management® (SAM®) and SAM® Select accounts were created to help clients simplify the mutual fund selection process. SAM® and SAM® Select utilize the concept of diversification in an effort to take advantage of the markets' potential for growth while managing the risks inherent in equity investing. SAM® and SAM® Select feature a range of portfolios with objectives that range from conservative to aggressive.
• SAM® Select:
  Designed for investors seeking greater potential for returns, SAM Select strives to manage risks and maximize returns through its professionally managed, dynamic and diversified portfolios. The primary objective of SAM Select is to attain capital appreciation.

Your M3 investment adviser can work with you to help you determine the model that best suits your investment objectives and tolerance for risk.

Before investing in mutual funds, consider its investment objectives, risks, charges and expenses. The prospectus, which contains this and other information about the mutual fund can be obtained by contacting Legend Equities Corporation. Please read the prospectus carefully before you invest or send money.

Legend Advisory Corporation gives no guarantee as to results and cannot assure that objectives of the investment concept will be realized. The risks of advisory programs are risks borne soley by the client and not by Legend Advisory Corporation. Diversification does not assure a profit or protect against market loss.